WELCOME TO YOUR CENTRAL MINNESOTA HOMEBUYER'S COURSE

Here's What You Need to Know About Buying a Home in Central Minnesota...

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Homebuyer's Course

You Need An Expert

Buyer's Compensation

Choosing the Right Lender

Making an Offer and Negotiations

Your Offer Is Accepted

Inspections Are Complete

The Final Steps

Erin Brockovich Buyer Compensation

Nestled in the upper United States, Minnesota has a lot to offer and is known as the "Land of 10,000 Lakes"! Central Minnesota blends a northern feel with an great commute to the Metro.

Whether you're a first-time buyer or looking to upgrade your living situation, our tailored market updates, captivating videos, and comprehensive real estate insights make your home-buying journey seamless and enjoyable.

Exclusive Market Updates

Stay ahead of the market with our up-to-minute market updates. From the latest listings to price trends, we ensure you have all the information you need to make informed decisions. Minnesota real estate and homeownership is a breeze when you have the details of front and know what to expect.


Considering Buying?


Buying a home can be an exciting but also challenging experience. If you're planning to buy a home in Central Minnesota (especially in Isanti County), it's important to be prepared and aware of what to expect throughout the process. This short guide is designed to provide buyers like you with valuable insights and tips to navigate the purchase of your Minnesota property successfully.

DOWNLOAD TO ACCESS:

Home Buyers Blueprint

Step by Step Process to Buying A Home

WELCOME TO THE VIRTUAL Home Buyer SEMINAR Central Minnesota

If you're either thinking about purchasing a new home or already made the decision to purchase a house, but you still have questions or concerns regarding the process, price or anything else - let me tell you:

You're in the right place.

This free home buyer seminar is giving you the exact step by step blueprint on everything you need so you can get clarity on everything A-Z and guide to you make the best decision in purchasing your new home.

You will learn about timelines and timing, inspections, loan pre-approvals, negotiations, and so much more.

Take a look around and let us know how we can help you.

Amy Grafenstein | REALTOR

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Spring is here!

The Spring Real Estate Market is thriving, and we are seeing a significant increase in demand for homes in Voorhees, especially from millennials.

In fact, the current absorption rate in our area is only 3 months, which means that if no more homes come on the market, we will only be able to sustain the current demand for up to 3 months.

This is great news for anyone considering selling their home, as the high demand can lead to a boost in your bottom line.

If you are thinking about selling your home, now is the perfect time to do so. To get started, it's essential to focus on your curb appeal, which can significantly impact the value of your property. That's why we've put together a helpful checklist to help you get started.

Friendly reminder: Before you make a repair, be sure to check with a real estate agent to make sure it is worth your return on investment. Feel free to Book A Call with me if you have any questions or want a free consultation!

Are you a little behind on your spring cleaning? Grab a copy of the Ultimate Spring Cleaning Checklist that was featured last month.

Preparing for a possible move this summer? Click below to check out our moving checklist to get your whole house ready for the next home!

Want to know what is happening throughout Cambridge Minnesota Now?

Click below for a full live schedule of local events around town!


DOWNLOAD TO ACCESS:

Buying A Home From A Lender's Perspective


DOWNLOAD TO ACCESS:

The Complete Guide to Buying A Home

WELCOME TO THE VIRTUAL HOME BUYER SEMINAR LIBRARY

Enjoy the latest & most up-to-date marketing & sales tactics to help you purchase a NEW home.

Thinking About Buying?

Are you thinking about becoming a home buyer in Minnesota but you don't know where to start?

  • ​Learn to take advantage of Tax Saving opportunities instead of throwing your money away

  • Walk through the important aspects of purchasing a home

What to Expect When Buying a Home

Purchasing a home is most likely going to be one of the largest investments you will make in your lifetime.

  • ​We have helped hundreds of clients in the past and we can help you too

  • The seller has an agent who has their best interest at heart. We are here to have yours

Home Buying Process -

First Step

The first step when looking to buy a home is getting qualified for a loan.

  • ​Before doing anything else you need to know what you can afford by getting qualified for a loan

  • ​Don’t go house hunting before going mortgage shopping

Pre-Approval vs

Pre-Qualification

Why you need an approval rather than just a pre-qualification.

  • Pre-Qualification is not a true approval but the initial step in a home loan process where you discuss your financial situation with a loan officer - nothing is verified

  • Pre- Approval is where the buyer provides the lender with the necessary documents to tell them what they are approved for, which loan option is the best for them and what the interest rate will be

10 Must Not’s When Buying a Home

Once you find your dream home, we need to make sure you get to move into it.

  • ​Don’t change jobs, become self employed or quit your current job

  • ​Don’t buy a vehicles

  • ​Don’t use any charged cards or let your accounts fall behind or open new accounts

  • ​Don’t spend money you saved for closing

  • ​Don’t omit any debt or liabilities from your loan application

How Much Down Payment

Do I Need? ?

Whether you’ve never owned a home before or it’s been a while since you’ve purchased, let's talk about your

down payment.

  • Myth: I need 20% down on my loan to buy a home

  • Fact: There are different programs for home mortgages and they have different down payments

How Much Money Do I Need To Purchase a New Home?

Most people are afraid that it will cost them thousands and thousands of dollars to purchase a home in Minnesota..

  • ​There are various loans and grants to qualify to purchase a home

3 Tips To Get Your Offer Accepted

Are you competing with other buyers when purchasing your home in Minnesota or do you want to make sure you’ve got the best chance of getting your offer accepted?

  • Make sure you offered a competitive price on a home

  • Put down a larger earnest money deposit

  • ​Let the seller know that you have not written offers on any other properties

Offer Has Been Accepted, What’s Next?

Once your offer has been accepted, it's time to open up escrow.

  • It's time to get inspections done on the home, secure the loan, and get the appraisal done

WANT TO GET A FREE CUSTOM MARKET PROPOSAL?

Go to the next page to request a custom market proposal for your specific home

market Updates

market Updates

buying new construction? buyer beware

Local market update

NAR's Commission Settlement:

Understanding Buyer's Agent Compensation

National Market Update

Buyer Tips

Community Videos

3 best sandwich Shops

Best Burrito in Brentwood

Best Hot Dogs in Brentwood

MJ's Cafe in brentwood

Lets Get You Prepared To Buy A Home

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Meet Me!

Since 2001, Amy has helped hundreds of people in Minnesota with their real estate needs. Born and raised in central Minnesota, Amy has the knowledge clients are searching for.

Minnesota is a beautiful state in which I have called home for over 50 years. For the last 23 years, I have been a full time REALTOR and been honored to help hundreds of families in real estate. I am detailed oriented and strive for honesty, success and trust.

Mission: Guiding people with the purchase and/or sale of their homes by providing honest insight and solutions in order to get a successful transaction for the client.

TESTIMONIALS

What others are saying

"Always goes above and beyond"

"Amy always goes above and beyond our expectations when buying a home. She is very knowledgeable in any questions we have ever had. highly recommended to anyone looking to buy or sell their home."

- Matthew Cooper -

"Was able to get them addressed quickly and to a satisfying result"

"I recently, as a sudden first time home buyer, I had the pleasure of working with Amy. I knew from our first meeting, that she knew her job well. She guided me through the process very easily and as stress free as. "

- Nanci Nelson -

"Fantastic Realtor"

"Amy is a fantastic Realtor. I am truly thankful to have her as a colleague and friend. She is very professional, hardworking, honest and fun!

Thanks Amy for all of the times you have been there for me!."

- Michelle Lundeen -

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